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CIMB to TONIK: Transfer Funds for FREE

Need to transfer funds from a CIMB account to a Tonik account? Do it for FREE!
Last update: August 5, 2022

Transfer via CIMB App
Transfer Mode: InstaPay

1. Go to the CIMB App and login.
2. Click on Transfer - To Other Banks - Tonik Digital Bank.
3. Follow the subsequent in-app instructions.

Based on checks as of August 5, 2022, CIMB to Tonik transfers in the CIMB App now default to InstaPay (vs PESONet before). Because of this, below indirect transfers are not relevant anymore.

OPTION 2: Indirect Transfer Via Seabank

1. Transfer funds from CIMB to Seabank (InstaPay).
2. Transfer funds from Seabank to Tonik (InstaPay).

OPTION 3: Indirect Transfer Via BPI

1. Transfer funds from CIMB to BPI (InstaPay).
2. Transfer funds from BPI to Tonik (InstaPay).

As of August 1, 2022, Komo starts charging Php8 per InstaPay transfer. Below indirect transfer is not FREE anymore.

Indirect Transfer Via Komo

1. Transfer funds from CIMB to Komo (InstaPay).
2. Transfer funds from Komo to Tonik (InstaPay).

Happy transferring!