BPI to TONIK: Transfer Funds for FREE

Need to transfer funds from a BPI account to a Tonik account? Do it for FREE!

Last update: January 31, 2023

OPTION 1: Indirect Transfer Via Bayad

1. Transfer funds from BPI to Bayad (Linked Bank Account).

2. Transfer funds from Bayad to Tonik (InstaPay).

OPTION 2: Indirect Transfer Via CIMB

1. Transfer funds from BPI to CIMB (Additional Indirect Transfers through other banks. Click here for options).

2. Transfer funds from CIMB to Tonik (InstaPay).

OPTION 3: Indirect Transfer Via Seabank

1. Transfer funds from BPI to Seabank (Additional Indirect Transfers through other banks. Click here for options).

2. Transfer funds from Seabank to Tonik (InstaPay).

OPTION 4: Indirect Transfer Via Netbank

1. Transfer funds from BPI to Netbank (Additional Indirect Transfers through other banks. Click here for options).

2. Transfer funds from Netbank to Tonik (InstaPay).

OPTION 5: BPI Preferred

Note: This FREE option is only available for BPI Preferred Clients.

Transfer Mode: InstaPay

1. Go to the BPI App and login.

2. Click on Transfers - Transfer Money.

3. Select your BPI account, enter amount, and select Transfer to Another Bank - Tonik Bank.

4. Follow the in-app instructions.

As of September 12, 2022, direct cash in from BPI Online from the Tonik app will incur a P30 transaction fee. Below option is not FREE anymore:

Top Up via Tonik App

Transfer Mode: InstaPay

1. Go to the Tonik App and login.

2. Click on Top Up - Online Transaction - BPI.

3. Follow the in-app instructions.

Happy transferring!

#TeamZeroFees