RCBC to UNIONBANK: Transfer Funds for FREE

 

Need to transfer funds from an RCBC account to a Unionbank account? Do it for FREE!

Last update: July 3, 2023

OPTION 1: Indirect Transfer Via Bayad

1. Transfer funds from RCBC to Bayad (Linked Bank Account).

2. Transfer funds from Bayad to Unionbank (InstaPay).

OPTION 2: Indirect Transfer Via Maya and CIMB

1. Transfer funds from RCBC to Maya (Linked Bank Account).

2. Transfer funds from Maya to CIMB (Dragonpay Bills Payment).

3. Transfer funds from CIMB to Unionbank (InstaPay).

OPTION 3: Indirect Transfer Via Maya Savings

1. Transfer funds from RCBC to Maya (Linked Bank Account).

2. Transfer funds from Maya to Unionbank (PESONet via Maya Savings).

As of July 3, 2023, ShopeePay cash-ins via Debit Card has been disabled. FREE transfer route below is not available anymore.

Indirect Transfer Via ShopeePay and Seabank

1. Transfer funds from RCBC to ShopeePay (Linked Debit Card).

2. Transfer funds from ShopeePay to Seabank (InstaPay).

3. Transfer funds from Seabank to Unionbank (InstaPay).

As of August 10, 2022, Grab is now charging service fees for transfers to other banks/wallets. Below indirect transfer is not FREE anymore:

Indirect Transfer Via GrabPay

1. Transfer funds from RCBC to GrabPay (Linked Debit Card).

2. Transfer funds from GrabPay to Unionbank (InstaPay).

Happy transferring!

#TeamZeroFees