BPI to UNIONBANK: Transfer Funds for FREE

Need to transfer funds from a BPI account to a Unionbank account? Do it for FREE!

Last update: March 9, 2023

OPTION 1: Indirect Transfer Via Bayad

1. Transfer funds from BPI to Bayad (Linked Bank Account).

2. Transfer funds from Bayad to Unionbank (InstaPay).

OPTION 2: Indirect Transfer Via UNObank

1. Transfer funds from BPI to UNObank (Linked Bank Account).

2. Transfer funds from UNObank to Unionbank (InstaPay).

OPTION 3: Indirect Transfer Via ShopeePay and Seabank

1. Transfer funds from BPI to ShopeePay (Linked Bank Account).

2. Transfer funds from ShopeePay to Seabank (InstaPay).

3. Transfer funds from Seabank to Unionbank (InstaPay).

OPTION 4: BPI Preferred

Note: This FREE option is only available for BPI Preferred Clients.

Transfer Mode: InstaPay

1. Go to the BPI App and login.

2. Click on Transfers - Transfer Money.

3. Select your BPI account, enter amount, and select Transfer to Another Bank - Unionbank.

4. Follow the in-app instructions.

As of September 12, 2022, direct cash in from BPI Online from the Tonik app will incur a P30 transaction fee. Below option is not FREE anymore:

Indirect Transfer Via Tonik

1. Transfer funds from BPI to Tonik (InstaPay).

2. Transfer funds from Tonik to Unionbank (PESONet).

As of August 10, 2022, Grab is now charging service fees for transfers to other banks/wallets. Below indirect transfer is not FREE anymore:

Indirect Transfer Via GrabPay

1. Transfer funds from BPI to GrabPay (Linked Bank Account).

2. Transfer funds from GrabPay to Unionbank (InstaPay).

Happy transferring!

#TeamZeroFees