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UNIONBANK to TONIK: Transfer Funds for FREE

Need to transfer funds from a Unionbank account to a Tonik account? Do it for FREE!
Last update: January 31, 2023

OPTION 1: Indirect Transfer Via Bayad

2. Transfer funds from Bayad to Tonik (InstaPay).

OPTION 2: Indirect Transfer Via CIMB

2. Transfer funds from CIMB to Tonik (InstaPay).

OPTION 3: Indirect Transfer Via Seabank

As of September 12, 2022, direct cash in from Unionbank Online from the Tonik app will incur a P30 transaction fee. Below option is not FREE anymore:

Top Up via Tonik App
Transfer Mode: InstaPay

1. Go to the Tonik App and login.
2. Click on Top Up - Online Transaction - Unionbank.
3. Follow the in-app instructions.

Happy transferring!