What's New?

Wondering what has been updated recently?

March 10, 2024

• Updated BPI to Seabank, Unionbank to Seabank, RCBC to Seabank, and Chinabank to Seabank to reflect Seabank's limited FREE cash-ins for linked bank accounts in the Seabank app. 
• Updated BPI to GoTyme, Unionbank to GoTyme, RCBC to GoTyme, and Chinabank to GoTyme to reflect GoTyme's limited FREE cash-ins for linked bank accounts in the GoTyme app. 
• Updated BPI to Maya, Unionbank to Maya, RCBC to Maya, and Chinabank to Maya to reflect Maya's latest update in charging P5 convenience fee for linked bank account cash-ins starting February 26, 2024. 
• Updated BPI to GCash, and Unionbank to GCash to reflect other FREE options considering direct cash-in now incur P5 convenience fee.

October 4, 2023

• Maya to ShopeePay has been updated to reflect Maya removing Shopee as a biller under Pay Bills as of October 2023. All indirect transfers involving Maya to ShopeePay has been updated as well.

September 20, 2023

• NEW BANK! GoTyme has been added to the matrix and website.

September 2, 2023

• Maya to UNObank and GCash to UNObank have been updated to reflect a new FREE transfer option via PayExpress Bills Payment.
• UNObank to ShopeePay, UNObank to Seabank, UNOBank to Tonik and UNObank to Bayad have been updated to reflect a FREE direct transfer option now that they have been added as recipients in the UNO app.

August 8, 2023

• BPI to GCash and Unionbank to GCash have been updated to reflect GCash's announcement to start charging a P5.00 convenience fee for cash-ins via linked bank accounts starting October 2, 2023.
• BPI to UNObank has been updated to reflect other FREE transfer options since the linked account cash-in option for BPI in the UNObank app has been unavailable for more than a month.

August 3, 2023

• FREE ATM Withdrawals page has been updated to reflect RCBC's announcement on FREE withdrawals and balance inquiry in all 7-11 ATMs as of August 2023.

July 3, 2023

• All transfers to and via ShopeePay using debit card cash-in has been removed. As of July 3, 2023, ShopeePay has disabled cash-in via debit cards.

March 9, 2023

• All transfers from and via ShopeePay have been updated to remove the 1 FREE transfer per month to other banks/e-wallets as of March 1, 2023.

February 11, 2023

• NEW BANK! UNObank has been added to the matrix and website.

January 31, 2023

• NEW BANK! Netbank has been added to the matrix and website.

January 29, 2023

• All transfers from and via ShopeePay have been updated since the imposition of P15 admin fees for transfers from ShopeePay to other banks/e-wallets as of January 3, 2023.
• All transfers from Komo have been updated to reflect their FREE PESONet option to other banks/e-wallets as of Nov 2022.
• All transfers from Maybank have been updated to reflect the new GSave offering in the GCash app (Maybank EzySave+) which can be used as FREE Indirect Transfer option to other banks/e-wallets.
• ShopeePay to Tonik updated since Tonik has been added as a Send Money recipient in ShopeePay as of end 2022.
• Bayad to Tonik updated since Tonik has been added as a Send Money recipient in Bayad as of end 2022.
• Updated BPI to Tonik and Unionbank to Tonik to include a FREE indirect option via Bayad.
• Bayad to GrabPay updated since GrabPay has been added as a Send Money recipient in Bayad as of end 2022.
• Tonik to ShopeePay updated since ShopeePay has been added as a Send Money recipient in Tonik as of end 2022.
• Updated Coins.ph to ShopeePay to include a FREE indirect option via Tonik.
• Tonik to Bayad updated since Bayad has been added as a Send Money recipient in Tonik as of end 2022.
• Updated Coins.ph to Bayad to include a FREE indirect option via Tonik.
• Tonik to Unionbank updated since InstaPay option is now back and available for this transfer as of end 2022.
• Tonik to Maya and Tonik to Maya Business updated since InstaPay option is now back and available for this transfer as of end 2022.
• Tonik to PNB updated since InstaPay option is now back and available for this transfer as of end 2022.

September 30, 2022

• NEW BANK! Maybank has been added to the matrix and website.

September 27, 2022

• GCash to CIMB updated to remove the DragonPay bills payment option since it now has a P10 service fee.

September 12, 2022

• BPI to Tonik and Unionbank to Tonik updated to reflect FREE Indirect Transfers since Direct Cash-in from BPI/Unionbank in the Tonik App will incur a P30 transaction fee starting September 12, 2022.

September 10, 2022

• ShopeePay to CIMB updated as Direct Transfer since CIMB is now available as part of ShopeePay's bank recipient list. With this new FREE Direct Transfer option:
• ShopeePay to Tonik has been updated to add CIMB as an additional pass-through option
• BPI to CIMB has been updated to add ShopeePay as an additional pass-through option
• Landbank to CIMB FREE Indirect Transfer option has been simplified from requiring 3 transfers to just needing 2 transfers (Landbank -> ShopeePay -> CIMB).

September 5, 2022

• Chinabank to Maya updated to reflect Maya's new feature to link a Chinabank account in the Maya app for free cash-ins. All other Chinabank transfer outs have also been update to reflect Maya as a pass-through bank.
• Maya Business to CIMB and Maya Business to ShopeePay updated to reflect a workaround option via Dragonpay to transfer funds since InstaPay transfers from Maya Business are not free anymore starting September 2, 2022. All other Maya Business transfer outs have also been updated to reflect CIMB and ShopeePay as pass-through bank/wallet.

September 1, 2022

• All transfers to ING have been updated to reflect disabling of incoming transfers effective Sept 1, 2022 in line with their PH retail exit.

August 28, 2022

• NEW WALLET! Maya Business has been added to the matrix and website.

August 27, 2022

• PNB to CIMB updated to reflect a Direct Transfer option via the CIMB App. All other transfers from PNB have been updated to add CIMB as another option for indirect transfers to other banks.
• Unionbank to CIMB updated to reflect a Direct Transfer option via the CIMB App. All other transfers from Unionbank, where a Direct Transfer is not available, have been updated to add CIMB as another option for indirect transfers to other banks.

August 17, 2022

• NEW INFO! A guide on Free ATM Withdrawals has been added to the site.

August 10, 2022

• BDO transfer options have been updated in the matrix and website due to BDO Pay app now incurring fees starting August 10, 2022.
• GrabPay transfer options have been updated in the matrix and website due to GrabPay starting to charge service fees for InstaPay transfers starting August 10, 2022. GrabPay will also disable linking of its Virtual Card to other 3rd party apps for cash in purposes.

August 8, 2022

• NEW WALLET! Coins.ph has been added to the matrix and website.

August 5, 2022

• CIMB to Tonik updated to InstaPay, instead of PESONet before, as recently reflected in the new CIMB app.

August 2, 2022

• All Komo transfers to other banks have been updated, fees were already applicable as of Aug 1.
• All FREE Indirect Transfers that involved Komo have also been removed.

July 31, 2022

• NEW BANK! Security Bank has been added to the website.

July 30, 2022

• NEW BANK/E-WALLET! RCBC, Diskartech, Bayad have been added to the website.
• CIMB to ShopeePay has been updated from Indirect Transfers to Direct InstaPay transfer.
• CIMB to Metrobank/Unionbank/Maya Wallet/GCash/GrabPay/ING/Landbank/PNB now has a Direct Instapay option available, from just PESONet before.

July 29, 2022

• Tonik to Seabank has been updated from PESONet to InstaPay.
• Tonik to Metrobank, Tonik to Unionbank, Tonik to Maya, and Tonik to PNB has been changed to PESONet and indirect InstaPay options have been added, as these recipient banks have been removed from Tonik's InstaPay list (as of the July 29 Tonik app update).

July 21, 2022

• Komo to Tonik and Seabank to Tonik updated to a Direct Transfer, instead of Indirect Transfers previously. This is in relation to Tonik's announcement this week that they can now start to receive funds via InstaPay. Additional Indirect Transfer options have also been added for BDO to Tonik, ShopeePay to Tonik, GrabPay to Tonik, Landbank to Tonik, and PNB to Tonik because of this Tonik announcement.

July 17, 2022

• NEW BANK! Security Bank has been added to the matrix. Adding Security Bank in the website to follow.

July 15, 2022

• NEW BANK/E-WALLET! RCBC, Diskartech and Bayad have been added to the matrix. Adding RCBC, Diskartech and Bayad in the website to follow.

July 8, 2022

• Maya to ShopeePay updated to reflect a Direct Transfer option via Bills Payment but will require a minimum of Php500. Other Indirect Transfers have been retained on the page for transfers less than Php500.

July 6, 2022

• NEW BANK! PNB has been added to the website.

July 4, 2022

• NEW BANK! PNB has been added to the matrix. Adding PNB in the website to follow. 

June 30, 2022

• NEW WIDGET! Quick Search widget has been added on the sidebar for easier searching of a specific bank pair.

June 28, 2022

• NEW BANK! Komo has been added to the list.

June 26, 2022

• Chinabank has been migrated from the matrix to the website.
• BPI to BPI explicit reminder on the matrix to use QR codes when transferring to enjoy free transfers. Credits to Denise Francisco - for the suggestion!

June 23, 2022

• NEW BANK! Seabank has been added to the list.

June 21, 2022

• BPI to GCash and BPI to Maya updated to reflect another option via BPI Load E-wallet. Credits to FB users Geanrose Benaro Tamayo and Darielle Francis A Campos - for sharing your experience!
• GCash to ShopeePay updated to reflect another option via BPI MySaveUp account in GCash app. Credits to Jansen Relacion - for exploring this option!
• Landbank to CIMB updated to reflect indirect transfers instead since the direct transfer now has a fee. Credits to Jansen Relacion - for the heads up!

June 20, 2022

• ShopeePay to ING updated with a direct transfer option.
• All transfers from BPI updated to reflect another option for BPI Preferred clients. Credits to Earl Ganuelas - for sharing your experience!

June 18, 2022

• ShopeePay to Chinabank (and all Indirect Transfers that use this route) confirmed tested and working.
• ShopeePay to GrabPay confirmed tested and working.
• GrabPay to Unionbank confirmed tested and working.
• GrabPay to BPI confirmed tested and working.
• GrabPay to Tonik updated with a more efficient Indirect Transfer route.
• Landbank to Tonik updated with a more efficient Indirect Transfer route.

June 16, 2022

• Maya to BPI (and all Indirect Transfers that use this route) confirmed tested and working. Also added an Indirect Transfer option in case lead time for Direct PesoNet is not ideal.
• Maya to BDO confirmed tested and working. Also added an Indirect Transfer option in case lead time for Direct PesoNet is not ideal.
• Maya to Unionbank confirmed tested and working.
• Maya to Tonik confirmed tested and working.
• Maya to GCash confirmed tested and working.
• CIMB to Maya Direct Transfer passed after a 2nd test. Mobile number should be placed as account number, instead of Maya Savings Account Number. Added both Direct PesoNet option and Indirect InstaPay option. Updated all indirect transfers that use this route as well.
• Maya to Metrobank confirmed tested and working.
• Maya to Chinabank confirmed tested and working.
• Tonik to Landbank updated to Direct Transfer via Instapay.
• Tonik to ING updated to Direct Transfer via Instapay.
• Maya to LBP updated to Direct Transfer via Instapay.
• Metrobank to GrabPay Direct Transfer removed after test failed. Replaced it with an Indirect Transfer for now until a direct route is found.
• Tonik to CIMB confirmed tested and working.

June 15, 2022

• Indirect Transfers clean-up. Updated a number of Indirect Transfers from Untested to Tested based on recently confirmed/tested Direct Transfers the past 3 days to be working and free.
• GCash to BPI updated to show a Direct Transfer option aside from the Indirect Transfer option via CIMB. Note though that this BPI MySave account in the GCash app has relatively low max account limit. Credits to Jansen Relacion - for testing end to end!
• ShopeePay to Unionbank (and all Indirect Transfers that use this route) confirmed tested and working. Credits to Reddit user u/aeramarot - for sharing your experience!
• Maya to CIMB (via DragonPay Bills Payment) confirmed tested and working.
• CIMB to Metrobank (and all Indirect Transfers that use this route) confirmed tested and working.
• CIMB to Unionbank (and all Indirect Transfers that use this route) confirmed tested and working.
• CIMB to ING updated to Direct Transfer via Pesonet. Updated GCash to ING also to reduce one step. Credits to FB user Richardson Chan - for reaching out to share your experience!
• Maya to ING updated to Direct Transfer via Pesonet. Credits to FB user Richardson Chan - for reaching out to share your experience!
• CIMB to Maya Direct Transfer removed after test failed. Replaced it with an Indirect Transfer for now until a direct route is found.
• Maya to BPI/BDO/Unionbank/Metrobank/Chinabank/GCash updated as Direct Transfer via MayaSavings Pesonet Transfers.
• ShopeePay to BDO (and all Indirect Transfers that use this route) confirmed tested and working.
• Unionbank to Tonik confirmed tested and working.
• Tonik to Maya confirmed tested and working.
• Tonik to GCash confirmed tested and working.
• Tonik to BDO confirmed tested and working.
• CIMB to GrabPay (and all Indirect Transfers that use this route) confirmed tested and working.

June 14, 2022

• UBP to Metrobank confirmed tested and working. Credits to Reddit user u/sirbully - for your testing!
• ShopeePay to Metrobank confirmed tested and working. Credits to Reddit user u/sirbully - for your testing!
• NEW BANK! Landbank has been added to the list. Credits to Jansen Relacion - for being willing to help out!
• Metrobank to GrabPay and Chinabank to GrabPay updated as Untested Direct Transfer via Linked Debit Card vs. Indirect Transfers before.
• NEW BANK! ING has been added to the list. Credits to Reddit user u/spatial_minded - for entertaining my questions!
• ING to ShopeePay confirmed tested and working. Credits to Reddit user u/bulbasaurado - for sharing your experience!
• GrabPay to ING confirmed tested and working. Credits to FB user Bianca Louise Perdon Garcia - for sharing your experience!
• BDO to GrabPay confirmed tested and working. Credits to FB user Bianca Louise Perdon Garcia - for sharing your experience!
• Metrobank to GCash (via CIMB) confirmed tested and working. Credits to FB user Vladiner Dullavin Cabral - for reaching out to share your experience!
• CIMB to GCash confirmed tested and working. Credits to FB user Kurt Ronald SanJuan Esteban - for reaching out to share your experience!

June 13, 2022

• Metrobank to ShopeePay updated as Direct Transfer. Credits to FB user Hans Aggabao Jr. - for sharing your experience!
• CIMB to Maya updated to show an Indirect Instapay option aside from the Direct Pesonet option. In case of emergencies. :)
• Maya to Tonik updated as Direct Transfer via Maya Savings. Credits to FB user Gen Ira Tampus - for this game changer!

June 12, 2022

• Unionbank to GCash mistakenly tagged as Indirect Transfer (Unionbank-ShopeePay-GCash). Updated to Direct transfer as long as you link UBP account in GCash app. I do have my UBP linked in GCash ever since, an honest mistake on my part. Credits to FB user Jenipur Wapaño - for your eagle eyes!